How is this prescription discount program different from traditional prescription insurance?

This is not insurance; it is a prescription discount program. The card provides immediate discounts at the pharmacy. Upon presenting your card to the pharmacist, you will pay the lower of a discounted price or the pharmacy's regular retail price. There are no claim forms to fill out and no limit to the number of times you can use the card. These discounts are available only at participating retail pharmacies.

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1. How much does the program cost?
2. Does everyone in my family need an individual card?
3. Can I use this card to get discounts on my pet’s medication(s)?
4. I just received my card. Can I use it right away?
5. I’ve lost my card. How can I get a replacement?
6. Can I use my card to get discounts on over-the-counter products and non-prescription medications?
7. How is this prescription discount program different from traditional prescription insurance?
8. Can I use my prescription discount card with my current insurance benefit to reduce my costs?
9. Can I still use my prescription discount card if I sign up for a Medicare prescription plan?
10. Should I use my prescription discount card during my deductible and coverage gap periods for covered medications?
11. Can I use my prescription discount card in addition to my Medicare prescription plan and get additional discounts?
12. I’m not going to sign-up for a Medicare prescription plan. Can I still use my prescription discount card?